Landlord Tax Guides
Plain-English explanations with every claim sourced and dated — written to be checked, not believed.
Landlord Tax Changes 2026/27 — What Actually Happened
Half the internet says landlord tax went up; the sourced truth is stranger. The new 22/42/47% property rates start April 2027, dividends rose this April, and NIC on rents was dropped — the dated timeline.
Read the guideMaking Tax Digital for Landlords — Live Since April 2026
Who's mandated now, who joins in 2027 and 2028, the exact quarterly deadlines, the first-year penalty easement, and what HMRC's September auto-enrolment means if you haven't signed up.
Read the guideSection 24: How Mortgage Interest Relief Really Works
You can't deduct mortgage interest — you get a 20% credit instead, with caps most explainers skip. Worked examples, the 40% taxpayer trap, and what the 2027 change does to the maths.
Read the guideHow Rental Income Is Taxed — With Worked Examples
Rent minus expenses, stacked on top of your salary, taxed at your marginal rate — walked through with real 2026/27 numbers for a basic-rate and a higher-rate landlord, England and Scotland.
Read the guideLandlord Allowable Expenses — The Complete 2026/27 List
What HMRC actually lets you deduct, what it never does, the £1,000 property allowance trade-off, and the repairs-vs-improvements line that decides audits.
Read the guideSelective Licensing: Landlord Licence Fees by Council
Council-by-council fees, areas and dates for England's selective and additional licensing schemes — only rows we verified on the council's own site, with the date we checked.
Read the guide