Autumn Budget 2026 for Landlords: 28 October, Live Log
The Budget is on 28 October 2026. What is already set for landlords from April 2027, the questions being asked, and a log we update on the day as the documents land on gov.uk.
The Autumn Budget 2026 is on 28 October 2026. gov.uk’s own wording, from the Chancellor’s letter to the Treasury Select Committee published on 31 July 2026: “The Budget will be held on 28 October 2026.” This page does two jobs: it separates what is already set for landlords from what is speculation, and on the day it becomes a log — each change that affects a landlord’s tax, timed, with the calculator it moves.
How the live log works. Every calculator on this site reads one data file. When the Budget documents change a rate, threshold or date, we update that file, rebuild, and add a timed entry below saying what changed and which tool it affects. Nothing is added from the speech alone until the published documents confirm it.
Already set before the Budget
These are not predictions. Each line is published government policy or law, with its source, as at 5 September 2026.
| What | Where it stands |
|---|---|
| Property income tax rates from 6 April 2027 | Basic 22%, higher 42%, additional 47% — gov.uk: “the property basic rate will be 22%, the property higher rate will be 42% and the property additional rate will be 47%” (policy paper). Modelled on our 2027 landlord tax page. |
| Savings income rates, same dates | Also 22% / 42% / 47% from 6 April 2027, per the same paper. |
| Making Tax Digital for landlords | Live since 6 April 2026 for qualifying income over £50,000; the lower thresholds follow on the published timetable — MTD checker. |
| Renters’ Rights Act | Periodic tenancies and the end of section 21 in force from 1 May 2026 — guide and rent increase checker. |
| Budget date | 28 October 2026 (Chancellor’s letter, gov.uk). |
What landlords are asking before the day
Will landlords pay National Insurance on rental income?
Today, no. Letting is a property business, not self-employment, so rent carries no Class 2 or Class 4 National Insurance — the reasoning is on are landlords self-employed?. The published route for raising more tax from property income is the separate 22/42/47% rate schedule from April 2027 above. Anything beyond that is pre-Budget speculation until the Budget documents say otherwise; if they do, it will be the first entry in the log.
Could the April 2027 property rates change again?
A Budget can amend any announced measure before it starts. The rates above are the published position; our rental income tax calculator and 2027 page will show whichever figures the documents confirm on 28 October.
What to check on the day
- Income tax: personal allowance, thresholds, the property-income rates — rental income tax calculator.
- Capital gains: residential property rates, annual exempt amount, the 60-day rule — CGT calculator.
- Stamp duty: the additional-property surcharge and the bands — stamp duty calculator.
- Inheritance tax: nil-rate bands and the pensions-into-estate change already timetabled — IHT calculator.
- Council tax: premiums are council decisions, but national rules can move — premium tracker.
- MTD and Self Assessment: thresholds and penalties — MTD deadlines, payments on account.
Live log
Newest first. Entries are added only from published gov.uk documents, with the time we made the change.
- 5 September 2026 — Page published. Budget date confirmed by the Chancellor’s letter to the Treasury Select Committee (gov.uk, 31 July 2026): “The Budget will be held on 28 October 2026.” The April 2027 property-income rates remain as published: 22% / 42% / 47%.
Budget date: Chancellor’s letter to the Treasury Select Committee, gov.uk, published 31 July 2026. Property and savings rates from 6 April 2027: HMRC policy paper. Both checked 4–5 September 2026. Every other figure linked above comes from the same data file as our calculators (see each tool’s source line).
Quick answers
28 October 2026 — gov.uk published the Chancellor's letter to the Treasury Select Committee confirming the date on 31 July 2026.
Nothing published says so. Rent is property-business income, not earnings, so it carries no National Insurance today; the announced change is the separate 22%, 42% and 47% property-income rates from 6 April 2027. We log any change on the day.
Property income taxed at 22% basic, 42% higher and 47% additional from 6 April 2027, with savings income on the same path, per HMRC's policy paper. Making Tax Digital is already live for landlords over £50,000 and steps down on the published timetable.
On gov.uk, by HM Treasury, on the day of the statement. We link the documents from the log entries rather than reporting the speech.