Average Rent, House Prices and Buy-to-Let Yield in Swansea (July 2026)
The average private rent in Swansea is £848 a month (ONS, July 2026) and the average house price £206,059 (HM Land Registry, June 2026): a gross yield of 4.9%, ranked 91 of 316 local authorities.
Rent in Swansea
The average private rent across all property types is £848 a month (+6.0% on a year earlier). The regional median in Wales is £754.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £684 | £8,208 a year |
| 2 bedrooms | £793 | £9,516 a year |
| 3 bedrooms | £893 | £10,716 a year |
| 4+ bedrooms | £1,269 | £15,228 a year |
The bedroom ladder in Swansea: one to two bedrooms adds 15.9% to the rent, two to three adds 12.6% and three to four-plus adds 42.1% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Swansea
The average price paid is £206,059 (+0.2% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £329,065 |
| Semi-detached | £211,208 |
| Terraced | £169,527 |
| Flat | £109,596 |
Rents are outrunning prices in Swansea. Rents moved +6% over the year against +0.2% for prices — a gap of 5.8 points that lifts the gross yield a buyer sees today. Swansea ranks 70th of 316 local authorities for rent growth and 248th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Swansea
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £793 | £109,596 | 8.7% | 7.5% |
| Terraced house | £893 | £169,527 | 6.3% | 5.7% |
| Semi-detached | £893 | £211,208 | 5.1% | 4.6% |
| Detached | £1,269 | £329,065 | 4.6% | 4.1% |
On these pairings the strongest gross yield in Swansea is on flats at 8.7%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 4.9% (rent × 12 ÷ price) — rank 91 of 316 local authorities; the regional median is 4.4%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £25,440 a year for the average rent.
- EPC before 2030: 40% of EPCs lodged in Swansea over the last year were below band C — the level a rented home needs by 1 October 2030 — with 33% at D (EPC ratings in Swansea).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £848 supports a loan of about £127,599, which is 61.9% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Swansea
- Yield calculator with £206,059 and £848 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £848 a month
- Rental income tax on £10,176 a year of rent
Nearest neighbours by yield, in Wales
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| Torfaen | £858 | £199,778 | 5.2% | +1.1% |
| Neath Port Talbot | £689 | £162,967 | 5.1% | +6.9% |
| Newport | £956 | £230,505 | 5% | +2.6% |
| Caerphilly | £743 | £197,272 | 4.5% | +8.4% |
| Flintshire | £803 | £213,930 | 4.5% | +6% |
| Conwy | £791 | £213,461 | 4.4% | +2.1% |
All 316 areas ranked · council tax in Swansea · EPC ratings in Swansea.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£848 a month across all property types (ONS Price Index of Private Rents, July 2026), up 6.0% on a year earlier.
£206,059 (HM Land Registry UK House Price Index, June 2026).
About 4.9% gross on the averages — £848 rent against a £206,059 price — ranking 91 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 8.7% gross (£793 rent on a £109,596 price), against an England-and-Wales median of 7.5% for that type.
Rents +6% against prices +0.2% over the year — rents ahead, so yield is rising for a buyer today.
Referencing at 30 times the monthly rent points to roughly £25,440 a year of household income for the average home; the affordability calculator shows 24× and 36× too.