Council Tax in Swansea 2026/27: Bands, Second-Home and Empty-Home Premiums
Swansea is one of Wales’s 22 councils. Band D for 2026/27 is £2,238.29, up 4.5% on last year — below the Wales average of £2,326.14.
What council tax costs in Swansea in 2026/27
Welsh Government publishes Band D only; the other bands here are computed from Band D using the statutory ratios (Band A = 6/9 of D … Band I = 21/9), so treat them as the standard relationship rather than a published figure. Band D is the reference charge for a home occupied by two adults; your band is on your bill.
| Band | Annual bill | Per month (over 12) |
|---|---|---|
| Band A | £1,492.19 | £124.35 |
| Band B | £1,740.89 | £145.07 |
| Band C | £1,989.59 | £165.80 |
| Band D | £2,238.29 | £186.52 |
| Band E | £2,735.69 | £227.97 |
| Band F | £3,233.09 | £269.42 |
| Band G | £3,730.48 | £310.87 |
| Band H | £4,476.58 | £373.05 |
| Band I | £5,222.68 | £435.22 |
How Swansea compares in Wales
- 2025/26 to 2026/27: Band D moved from £2,142.88 to £2,238.29, up 4.5%; the average change across Wales’s 22 councils was 5.3%.
- Rank: 16 of 22 (1 = highest bill). The highest is Merthyr Tydfil at £2,593.60 and the lowest Cardiff at £2,013.18; the simple average is £2,326.14.
Second-home and empty-home premiums in Swansea (2026/27)
Welsh councils may charge a premium of up to 300% on second homes and long-term empty homes; the rate is set by each council each year. The premium is a percentage added to the normal bill, so 100% means the bill doubles. Swansea’s 2026/27 position, from its own return:
| Property | Premium | Band D bill with premium |
|---|---|---|
| Second home (furnished, nobody’s main home) | 100% | £4,476.58 |
| Long-term empty home | 100% | £4,476.58 |
For landlords in Swansea
- Empty between tenancies: with no tenant the bill is yours — about £186.52 a month at Band D before any discount the council gives; the long-term-empty premium is a separate, later step. Council tax paid in a void is an allowable expense: council tax in void periods.
- Holiday lets and furnished second homes: Swansea charges a 100% second-homes premium, so a furnished let that is nobody’s main home pays £4,476.58 at Band D. The tax side is on the holiday-let calculator.
- Buying here: the purchase tax is Land Transaction Tax (higher rates for additional property), not SDLT — calculator.
Other councils in Wales
Newport, Pembrokeshire, Powys, Rhondda Cynon Taf, Torfaen, Vale of Glamorgan, Wrexham — all 22 Wales councils ranked. England’s 296 councils are on the council tax rates 2026/27 table.
gov.wales Council Tax levels: April 2026 to March 2027 (Band D, published 24 March 2026) · gov.wales Council Tax dwellings: April 2026 to March 2027, Table 6 (premiums). Welsh Government publishes Band D only; the other bands here are computed from Band D using the statutory ratios (Band A = 6/9 of D … Band I = 21/9), so treat them as the standard relationship rather than a published figure. Premiums are the councils' own 2026/27 returns. Contains public sector information licensed under the Open Government Licence v3.0. Averages and rankings are ours, across the 22 councils.
Asked about this council
£2,238.29 a year (£186.52 a month over 12), up 4.5% on 2025/26's £2,142.88.
Yes — 100% for 2026/27, so a furnished second home pays £4,476.58 at Band D.
It ranks 16 of 22 councils in Wales for Band D in 2026/27 (1 is the highest), below the Wales average of £2,326.14.