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Council Tax in Swansea 2026/27: Bands, Second-Home and Empty-Home Premiums

Swansea is one of Wales’s 22 councils. Band D for 2026/27 is £2,238.29, up 4.5% on last year — below the Wales average of £2,326.14.

WalesBand D £2,238.292026/27 premiums

What council tax costs in Swansea in 2026/27

Welsh Government publishes Band D only; the other bands here are computed from Band D using the statutory ratios (Band A = 6/9 of D … Band I = 21/9), so treat them as the standard relationship rather than a published figure. Band D is the reference charge for a home occupied by two adults; your band is on your bill.

Swansea council tax by band, 2026/27
BandAnnual billPer month (over 12)
Band A£1,492.19£124.35
Band B£1,740.89£145.07
Band C£1,989.59£165.80
Band D£2,238.29£186.52
Band E£2,735.69£227.97
Band F£3,233.09£269.42
Band G£3,730.48£310.87
Band H£4,476.58£373.05
Band I£5,222.68£435.22

How Swansea compares in Wales

  • 2025/26 to 2026/27: Band D moved from £2,142.88 to £2,238.29, up 4.5%; the average change across Wales’s 22 councils was 5.3%.
  • Rank: 16 of 22 (1 = highest bill). The highest is Merthyr Tydfil at £2,593.60 and the lowest Cardiff at £2,013.18; the simple average is £2,326.14.

Second-home and empty-home premiums in Swansea (2026/27)

Welsh councils may charge a premium of up to 300% on second homes and long-term empty homes; the rate is set by each council each year. The premium is a percentage added to the normal bill, so 100% means the bill doubles. Swansea’s 2026/27 position, from its own return:

Swansea premiums, 2026/27
PropertyPremiumBand D bill with premium
Second home (furnished, nobody’s main home)100%£4,476.58
Long-term empty home100%£4,476.58

For landlords in Swansea

  • Empty between tenancies: with no tenant the bill is yours — about £186.52 a month at Band D before any discount the council gives; the long-term-empty premium is a separate, later step. Council tax paid in a void is an allowable expense: council tax in void periods.
  • Holiday lets and furnished second homes: Swansea charges a 100% second-homes premium, so a furnished let that is nobody’s main home pays £4,476.58 at Band D. The tax side is on the holiday-let calculator.
  • Buying here: the purchase tax is Land Transaction Tax (higher rates for additional property), not SDLT — calculator.

Other councils in Wales

Newport, Pembrokeshire, Powys, Rhondda Cynon Taf, Torfaen, Vale of Glamorgan, Wrexham — all 22 Wales councils ranked. England’s 296 councils are on the council tax rates 2026/27 table.

Alert me when council tax premiums change

One email when MHCLG publishes the 2026/27 premium returns (around November) and when your council's Band D changes in March.

gov.wales Council Tax levels: April 2026 to March 2027 (Band D, published 24 March 2026) · gov.wales Council Tax dwellings: April 2026 to March 2027, Table 6 (premiums). Welsh Government publishes Band D only; the other bands here are computed from Band D using the statutory ratios (Band A = 6/9 of D … Band I = 21/9), so treat them as the standard relationship rather than a published figure. Premiums are the councils' own 2026/27 returns. Contains public sector information licensed under the Open Government Licence v3.0. Averages and rankings are ours, across the 22 councils.

FAQs

Asked about this council

£2,238.29 a year (£186.52 a month over 12), up 4.5% on 2025/26's £2,142.88.

Yes — 100% for 2026/27, so a furnished second home pays £4,476.58 at Band D.

It ranks 16 of 22 councils in Wales for Band D in 2026/27 (1 is the highest), below the Wales average of £2,326.14.

Postcode districts in Swansea

Council tax bands, sold prices and build periods for each district — all SA postcodes.

SA1SA4SA5SA2SA6SA3SA7SA99