Average Rent, House Prices and Buy-to-Let Yield in Stafford (July 2026)
The average private rent in Stafford is £898 a month (ONS, July 2026) and the average house price £259,721 (HM Land Registry, June 2026): a gross yield of 4.1%, ranked 206 of 316 local authorities.
Rent in Stafford
The average private rent across all property types is £898 a month (+6.3% on a year earlier). The regional median in the West Midlands is £942.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £629 | £7,548 a year |
| 2 bedrooms | £789 | £9,468 a year |
| 3 bedrooms | £974 | £11,688 a year |
| 4+ bedrooms | £1,349 | £16,188 a year |
The bedroom ladder in Stafford: one to two bedrooms adds 25.4% to the rent, two to three adds 23.4% and three to four-plus adds 38.5% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Stafford
The average price paid is £259,721 (+4.4% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £397,717 |
| Semi-detached | £251,405 |
| Terraced | £195,351 |
| Flat | £111,677 |
Rents are outrunning prices in Stafford. Rents moved +6.3% over the year against +4.4% for prices — a gap of 1.9 points that lifts the gross yield a buyer sees today. Stafford ranks 54th of 316 local authorities for rent growth and 104th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Stafford
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £789 | £111,677 | 8.5% | 7.5% |
| Terraced house | £974 | £195,351 | 6% | 5.7% |
| Semi-detached | £974 | £251,405 | 4.6% | 4.6% |
| Detached | £1,349 | £397,717 | 4.1% | 4.1% |
On these pairings the strongest gross yield in Stafford is on flats at 8.5%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 4.1% (rent × 12 ÷ price) — rank 206 of 316 local authorities; the regional median is 4.5%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £26,940 a year for the average rent.
- EPC before 2030: 37% of EPCs lodged in Stafford over the last year were below band C — the level a rented home needs by 1 October 2030 — with 30% at D (EPC ratings in Stafford).
- Council tax: Band D in Stafford is £2,303 for 2026/27, and the council charges a 100% second-home premium (council tax in Stafford).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £898 supports a loan of about £135,122, which is 52% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Stafford
- Yield calculator with £259,721 and £898 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £898 a month
- Rental income tax on £10,776 a year of rent
Nearest neighbours by yield, in the West Midlands
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| Dudley | £853 | £230,781 | 4.4% | +3.3% |
| North Warwickshire | £978 | £270,450 | 4.3% | +5.6% |
| Wyre Forest | £823 | £232,448 | 4.2% | −2.3% |
| Warwick | £1,239 | £372,922 | 4% | +1.9% |
| Lichfield | £1,100 | £337,052 | 3.9% | +8% |
| Staffordshire Moorlands | £724 | £227,875 | 3.8% | +7.3% |
All 316 areas ranked · council tax in Stafford · EPC ratings in Stafford.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£898 a month across all property types (ONS Price Index of Private Rents, July 2026), up 6.3% on a year earlier.
£259,721 (HM Land Registry UK House Price Index, June 2026).
About 4.1% gross on the averages — £898 rent against a £259,721 price — ranking 206 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 8.5% gross (£789 rent on a £111,677 price), against an England-and-Wales median of 7.5% for that type.
Rents +6.3% against prices +4.4% over the year — rents ahead, so yield is rising for a buyer today.
Referencing at 30 times the monthly rent points to roughly £26,940 a year of household income for the average home; the affordability calculator shows 24× and 36× too.