Average Rent, House Prices and Buy-to-Let Yield in Harrow (July 2026)
The average private rent in Harrow is £1,773 a month (ONS, July 2026) and the average house price £524,160 (HM Land Registry, June 2026): a gross yield of 4.1%, ranked 219 of 316 local authorities.
Rent in Harrow
The average private rent across all property types is £1,773 a month (+3.0% on a year earlier). The regional median in London is £1,962.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £1,390 | £16,680 a year |
| 2 bedrooms | £1,711 | £20,532 a year |
| 3 bedrooms | £2,058 | £24,696 a year |
| 4+ bedrooms | £2,782 | £33,384 a year |
The bedroom ladder in Harrow: one to two bedrooms adds 23.1% to the rent, two to three adds 20.3% and three to four-plus adds 35.2% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Harrow
The average price paid is £524,160 (-1.4% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £1,194,985 |
| Semi-detached | £659,603 |
| Terraced | £532,719 |
| Flat | £318,212 |
Rents are outrunning prices in Harrow. Rents moved +3% over the year against −1.4% for prices — a gap of 4.4 points that lifts the gross yield a buyer sees today. Harrow ranks 214th of 316 local authorities for rent growth and 282nd of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Harrow
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £1,711 | £318,212 | 6.5% | 7.5% |
| Terraced house | £2,058 | £532,719 | 4.6% | 5.7% |
| Semi-detached | £2,058 | £659,603 | 3.7% | 4.6% |
| Detached | £2,782 | £1,194,985 | 2.8% | 4.1% |
On these pairings the strongest gross yield in Harrow is on flats at 6.5%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 4.1% (rent × 12 ÷ price) — rank 219 of 316 local authorities; the regional median is 4.5%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £53,190 a year for the average rent.
- EPC before 2030: 38% of EPCs lodged in Harrow over the last year were below band C — the level a rented home needs by 1 October 2030 — with 34% at D (EPC ratings in Harrow).
- Council tax: Band D in Harrow is £2,511 for 2026/27, and the council charges a 100% second-home premium (council tax in Harrow).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £1,773 supports a loan of about £266,784, which is 50.9% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Harrow
- Yield calculator with £524,160 and £1,773 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £1,773 a month
- Rental income tax on £21,276 a year of rent
Nearest neighbours by yield, in London
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| Sutton | £1,553 | £446,775 | 4.2% | +2% |
| Redbridge | £1,724 | £495,977 | 4.2% | +2.1% |
| Havering | £1,564 | £456,759 | 4.1% | +2.2% |
| Waltham Forest | £1,765 | £522,743 | 4.1% | +1.1% |
| Camden | £2,800 | £833,067 | 4% | +0.5% |
| Hillingdon | £1,565 | £474,665 | 4% | +2.1% |
All 316 areas ranked · council tax in Harrow · EPC ratings in Harrow.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£1,773 a month across all property types (ONS Price Index of Private Rents, July 2026), up 3.0% on a year earlier.
£524,160 (HM Land Registry UK House Price Index, June 2026).
About 4.1% gross on the averages — £1,773 rent against a £524,160 price — ranking 219 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 6.5% gross (£1,711 rent on a £318,212 price), against an England-and-Wales median of 7.5% for that type.
Rents +3% against prices −1.4% over the year — rents ahead, so yield is rising for a buyer today.
Referencing at 30 times the monthly rent points to roughly £53,190 a year of household income for the average home; the affordability calculator shows 24× and 36× too.