Average Rent, House Prices and Buy-to-Let Yield in Camden (July 2026)
The average private rent in Camden is £2,800 a month (ONS, July 2026) and the average house price £833,067 (HM Land Registry, June 2026): a gross yield of 4.0%, ranked 224 of 316 local authorities.
Rent in Camden
The average private rent across all property types is £2,800 a month (+0.5% on a year earlier). The regional median in London is £1,962.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £2,040 | £24,480 a year |
| 2 bedrooms | £2,603 | £31,236 a year |
| 3 bedrooms | £3,035 | £36,420 a year |
| 4+ bedrooms | £3,942 | £47,304 a year |
The bedroom ladder in Camden: one to two bedrooms adds 27.6% to the rent, two to three adds 16.6% and three to four-plus adds 29.9% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Camden
The average price paid is £833,067 (-7.1% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £3,605,564 |
| Semi-detached | £2,125,035 |
| Terraced | £1,569,143 |
| Flat | £688,438 |
Rents are outrunning prices in Camden. Rents moved +0.5% over the year against −7.1% for prices — a gap of 7.6 points that lifts the gross yield a buyer sees today. Camden ranks 299th of 316 local authorities for rent growth and 311th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Camden
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £2,603 | £688,438 | 4.5% | 7.5% |
| Terraced house | £3,035 | £1,569,143 | 2.3% | 5.7% |
| Semi-detached | £3,035 | £2,125,035 | 1.7% | 4.6% |
| Detached | £3,942 | £3,605,564 | 1.3% | 4.1% |
On these pairings the strongest gross yield in Camden is on flats at 4.5%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 4.0% (rent × 12 ÷ price) — rank 224 of 316 local authorities; the regional median is 4.5%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £84,000 a year for the average rent.
- EPC before 2030: 36% of EPCs lodged in Camden over the last year were below band C — the level a rented home needs by 1 October 2030 — with 30% at D (EPC ratings in Camden).
- Council tax: Band D in Camden is £2,208 for 2026/27, and the council charges a 100% second-home premium (council tax in Camden).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £2,800 supports a loan of about £421,317, which is 50.6% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Camden
- Yield calculator with £833,067 and £2,800 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £2,800 a month
- Rental income tax on £33,600 a year of rent
Nearest neighbours by yield, in London
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| Havering | £1,564 | £456,759 | 4.1% | +2.2% |
| Harrow | £1,773 | £524,160 | 4.1% | +3% |
| Waltham Forest | £1,765 | £522,743 | 4.1% | +1.1% |
| Hillingdon | £1,565 | £474,665 | 4% | +2.1% |
| Bromley | £1,681 | £518,235 | 3.9% | +2.6% |
| Barnet | £1,945 | £603,753 | 3.9% | +3.6% |
All 316 areas ranked · council tax in Camden · EPC ratings in Camden.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£2,800 a month across all property types (ONS Price Index of Private Rents, July 2026), up 0.5% on a year earlier.
£833,067 (HM Land Registry UK House Price Index, June 2026).
About 4.0% gross on the averages — £2,800 rent against a £833,067 price — ranking 224 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 4.5% gross (£2,603 rent on a £688,438 price), against an England-and-Wales median of 7.5% for that type.
Rents +0.5% against prices −7.1% over the year — rents ahead, so yield is rising for a buyer today.
Referencing at 30 times the monthly rent points to roughly £84,000 a year of household income for the average home; the affordability calculator shows 24× and 36× too.