Average Rent, House Prices and Buy-to-Let Yield in Gravesham (July 2026)
The average private rent in Gravesham is £1,331 a month (ONS, July 2026) and the average house price £345,369 (HM Land Registry, June 2026): a gross yield of 4.6%, ranked 125 of 316 local authorities.
Rent in Gravesham
The average private rent across all property types is £1,331 a month (+5.9% on a year earlier). The regional median in the South East is £1,355.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £906 | £10,872 a year |
| 2 bedrooms | £1,196 | £14,352 a year |
| 3 bedrooms | £1,458 | £17,496 a year |
| 4+ bedrooms | £2,072 | £24,864 a year |
The bedroom ladder in Gravesham: one to two bedrooms adds 32% to the rent, two to three adds 21.9% and three to four-plus adds 42.1% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Gravesham
The average price paid is £345,369 (+2.4% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £615,722 |
| Semi-detached | £398,638 |
| Terraced | £315,026 |
| Flat | £173,919 |
Rents are outrunning prices in Gravesham. Rents moved +5.9% over the year against +2.4% for prices — a gap of 3.5 points that lifts the gross yield a buyer sees today. Gravesham ranks 72nd of 316 local authorities for rent growth and 175th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Gravesham
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £1,196 | £173,919 | 8.3% | 7.5% |
| Terraced house | £1,458 | £315,026 | 5.6% | 5.7% |
| Semi-detached | £1,458 | £398,638 | 4.4% | 4.6% |
| Detached | £2,072 | £615,722 | 4% | 4.1% |
On these pairings the strongest gross yield in Gravesham is on flats at 8.3%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 4.6% (rent × 12 ÷ price) — rank 125 of 316 local authorities; the regional median is 4.3%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £39,930 a year for the average rent.
- EPC before 2030: 44% of EPCs lodged in Gravesham over the last year were below band C — the level a rented home needs by 1 October 2030 — with 37% at D (EPC ratings in Gravesham).
- Council tax: Band D in Gravesham is £2,408 for 2026/27 (council tax in Gravesham).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £1,331 supports a loan of about £200,276, which is 58% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Gravesham
- Yield calculator with £345,369 and £1,331 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £1,331 a month
- Rental income tax on £15,972 a year of rent
Nearest neighbours by yield, in the South East
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| Eastleigh | £1,214 | £308,476 | 4.7% | +3.4% |
| Spelthorne | £1,661 | £429,916 | 4.6% | +3.1% |
| Folkestone and Hythe | £1,176 | £304,717 | 4.6% | +11.1% |
| Arun | £1,227 | £321,927 | 4.6% | +3.1% |
| Canterbury | £1,281 | £338,030 | 4.5% | +5.7% |
| Woking | £1,619 | £433,790 | 4.5% | −1.7% |
All 316 areas ranked · council tax in Gravesham · EPC ratings in Gravesham.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£1,331 a month across all property types (ONS Price Index of Private Rents, July 2026), up 5.9% on a year earlier.
£345,369 (HM Land Registry UK House Price Index, June 2026).
About 4.6% gross on the averages — £1,331 rent against a £345,369 price — ranking 125 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 8.3% gross (£1,196 rent on a £173,919 price), against an England-and-Wales median of 7.5% for that type.
Rents +5.9% against prices +2.4% over the year — rents ahead, so yield is rising for a buyer today.
Referencing at 30 times the monthly rent points to roughly £39,930 a year of household income for the average home; the affordability calculator shows 24× and 36× too.
Postcode districts in Gravesham
Council tax bands, sold prices and build periods for each district — all DA postcodes.