Average Rent, House Prices and Buy-to-Let Yield in Three Rivers (July 2026)
The average private rent in Three Rivers is £1,820 a month (ONS, July 2026) and the average house price £580,120 (HM Land Registry, June 2026): a gross yield of 3.8%, ranked 266 of 316 local authorities.
Rent in Three Rivers
The average private rent across all property types is £1,820 a month (+2.6% on a year earlier). The regional median in the East of England is £1,249.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £1,272 | £15,264 a year |
| 2 bedrooms | £1,584 | £19,008 a year |
| 3 bedrooms | £1,966 | £23,592 a year |
| 4+ bedrooms | £2,770 | £33,240 a year |
The bedroom ladder in Three Rivers: one to two bedrooms adds 24.5% to the rent, two to three adds 24.1% and three to four-plus adds 40.9% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Three Rivers
The average price paid is £580,120 (-1.2% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £1,179,599 |
| Semi-detached | £583,696 |
| Terraced | £452,565 |
| Flat | £288,214 |
Rents are outrunning prices in Three Rivers. Rents moved +2.6% over the year against −1.2% for prices — a gap of 3.8 points that lifts the gross yield a buyer sees today. Three Rivers ranks 229th of 316 local authorities for rent growth and 279th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Three Rivers
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £1,584 | £288,214 | 6.6% | 7.5% |
| Terraced house | £1,966 | £452,565 | 5.2% | 5.7% |
| Semi-detached | £1,966 | £583,696 | 4% | 4.6% |
| Detached | £2,770 | £1,179,599 | 2.8% | 4.1% |
On these pairings the strongest gross yield in Three Rivers is on flats at 6.6%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 3.8% (rent × 12 ÷ price) — rank 266 of 316 local authorities; the regional median is 4.2%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £54,600 a year for the average rent.
- EPC before 2030: 42% of EPCs lodged in Three Rivers over the last year were below band C — the level a rented home needs by 1 October 2030 — with 37% at D (EPC ratings in Three Rivers).
- Council tax: Band D in Three Rivers is £2,422 for 2026/27 (council tax in Three Rivers).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £1,820 supports a loan of about £273,856, which is 47.2% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Three Rivers
- Yield calculator with £580,120 and £1,820 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £1,820 a month
- Rental income tax on £21,840 a year of rent
Nearest neighbours by yield, in the East of England
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| South Cambridgeshire | £1,411 | £436,011 | 3.9% | +3.8% |
| Brentwood | £1,618 | £513,537 | 3.8% | +2.9% |
| South Norfolk | £981 | £312,124 | 3.8% | +3.2% |
| Mid Suffolk | £1,001 | £320,276 | 3.8% | +5.8% |
| Rochford | £1,298 | £415,574 | 3.7% | +5% |
| East Suffolk | £840 | £278,376 | 3.6% | +4.8% |
All 316 areas ranked · council tax in Three Rivers · EPC ratings in Three Rivers.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£1,820 a month across all property types (ONS Price Index of Private Rents, July 2026), up 2.6% on a year earlier.
£580,120 (HM Land Registry UK House Price Index, June 2026).
About 3.8% gross on the averages — £1,820 rent against a £580,120 price — ranking 266 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 6.6% gross (£1,584 rent on a £288,214 price), against an England-and-Wales median of 7.5% for that type.
Rents +2.6% against prices −1.2% over the year — rents ahead, so yield is rising for a buyer today.
Referencing at 30 times the monthly rent points to roughly £54,600 a year of household income for the average home; the affordability calculator shows 24× and 36× too.
Postcode districts in Three Rivers
Council tax bands, sold prices and build periods for each district — all HA postcodes · all WD postcodes.