Average Rent, House Prices and Buy-to-Let Yield in Swindon (July 2026)
The average private rent in Swindon is £1,090 a month (ONS, July 2026) and the average house price £265,666 (HM Land Registry, June 2026): a gross yield of 4.9%, ranked 92 of 316 local authorities.
Rent in Swindon
The average private rent across all property types is £1,090 a month (+3.8% on a year earlier). The regional median in the South West is £1,046.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £816 | £9,792 a year |
| 2 bedrooms | £982 | £11,784 a year |
| 3 bedrooms | £1,212 | £14,544 a year |
| 4+ bedrooms | £1,649 | £19,788 a year |
The bedroom ladder in Swindon: one to two bedrooms adds 20.3% to the rent, two to three adds 23.4% and three to four-plus adds 36.1% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Swindon
The average price paid is £265,666 (+4.4% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £471,038 |
| Semi-detached | £294,970 |
| Terraced | £236,276 |
| Flat | £154,956 |
Rents and prices moved together in Swindon — +3.8% and +4.4% over the year — so the gross yield on offer is roughly where it was twelve months ago. Swindon ranks 166th of 316 local authorities for rent growth and 105th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Swindon
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £982 | £154,956 | 7.6% | 7.5% |
| Terraced house | £1,212 | £236,276 | 6.2% | 5.7% |
| Semi-detached | £1,212 | £294,970 | 4.9% | 4.6% |
| Detached | £1,649 | £471,038 | 4.2% | 4.1% |
On these pairings the strongest gross yield in Swindon is on flats at 7.6%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 4.9% (rent × 12 ÷ price) — rank 92 of 316 local authorities; the regional median is 4.1%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £32,700 a year for the average rent.
- EPC before 2030: 33% of EPCs lodged in Swindon over the last year were below band C — the level a rented home needs by 1 October 2030 — with 29% at D (EPC ratings in Swindon).
- Council tax: Band D in Swindon is £2,438 for 2026/27 (council tax in Swindon).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £1,090 supports a loan of about £164,013, which is 61.7% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Swindon
- Yield calculator with £265,666 and £1,090 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £1,090 a month
- Rental income tax on £13,080 a year of rent
Nearest neighbours by yield, in the South West
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| Plymouth | £1,001 | £222,817 | 5.4% | +5.2% |
| Bournemouth, Christchurch and Poole | £1,399 | £312,162 | 5.4% | +3% |
| South Gloucestershire | £1,456 | £340,300 | 5.1% | +4.5% |
| Torbay | £917 | £223,577 | 4.9% | +4.4% |
| Cheltenham | £1,259 | £325,399 | 4.6% | +4.3% |
| North Somerset | £1,205 | £314,628 | 4.6% | +3.4% |
All 316 areas ranked · council tax in Swindon · EPC ratings in Swindon.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£1,090 a month across all property types (ONS Price Index of Private Rents, July 2026), up 3.8% on a year earlier.
£265,666 (HM Land Registry UK House Price Index, June 2026).
About 4.9% gross on the averages — £1,090 rent against a £265,666 price — ranking 92 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 7.6% gross (£982 rent on a £154,956 price), against an England-and-Wales median of 7.5% for that type.
Rents +3.8% against prices +4.4% over the year — moving together, so yield is broadly stable.
Referencing at 30 times the monthly rent points to roughly £32,700 a year of household income for the average home; the affordability calculator shows 24× and 36× too.