Average Rent, House Prices and Buy-to-Let Yield in Rugby (July 2026)
The average private rent in Rugby is £1,046 a month (ONS, July 2026) and the average house price £276,208 (HM Land Registry, June 2026): a gross yield of 4.5%, ranked 141 of 316 local authorities.
Rent in Rugby
The average private rent across all property types is £1,046 a month (+5.4% on a year earlier). The regional median in the West Midlands is £942.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £753 | £9,036 a year |
| 2 bedrooms | £930 | £11,160 a year |
| 3 bedrooms | £1,120 | £13,440 a year |
| 4+ bedrooms | £1,651 | £19,812 a year |
The bedroom ladder in Rugby: one to two bedrooms adds 23.5% to the rent, two to three adds 20.4% and three to four-plus adds 47.4% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Rugby
The average price paid is £276,208 (+0.2% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £454,537 |
| Semi-detached | £277,640 |
| Terraced | £216,348 |
| Flat | £127,127 |
Rents are outrunning prices in Rugby. Rents moved +5.4% over the year against +0.2% for prices — a gap of 5.2 points that lifts the gross yield a buyer sees today. Rugby ranks 98th of 316 local authorities for rent growth and 247th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Rugby
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £930 | £127,127 | 8.8% | 7.5% |
| Terraced house | £1,120 | £216,348 | 6.2% | 5.7% |
| Semi-detached | £1,120 | £277,640 | 4.8% | 4.6% |
| Detached | £1,651 | £454,537 | 4.4% | 4.1% |
On these pairings the strongest gross yield in Rugby is on flats at 8.8%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 4.5% (rent × 12 ÷ price) — rank 141 of 316 local authorities; the regional median is 4.5%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £31,380 a year for the average rent.
- EPC before 2030: 48% of EPCs lodged in Rugby over the last year were below band C — the level a rented home needs by 1 October 2030 — with 42% at D (EPC ratings in Rugby).
- Council tax: Band D in Rugby is £2,483 for 2026/27 (council tax in Rugby).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £1,046 supports a loan of about £157,392, which is 57% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Rugby
- Yield calculator with £276,208 and £1,046 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £1,046 a month
- Rental income tax on £12,552 a year of rent
Nearest neighbours by yield, in the West Midlands
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| Redditch | £951 | £243,843 | 4.7% | +8.5% |
| Worcester | £974 | £253,787 | 4.6% | +4.8% |
| Solihull | £1,269 | £334,966 | 4.5% | +2.3% |
| East Staffordshire | £851 | £225,551 | 4.5% | +5.5% |
| Cannock Chase | £859 | £230,601 | 4.5% | +6% |
| Dudley | £853 | £230,781 | 4.4% | +3.3% |
All 316 areas ranked · council tax in Rugby · EPC ratings in Rugby.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£1,046 a month across all property types (ONS Price Index of Private Rents, July 2026), up 5.4% on a year earlier.
£276,208 (HM Land Registry UK House Price Index, June 2026).
About 4.5% gross on the averages — £1,046 rent against a £276,208 price — ranking 141 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 8.8% gross (£930 rent on a £127,127 price), against an England-and-Wales median of 7.5% for that type.
Rents +5.4% against prices +0.2% over the year — rents ahead, so yield is rising for a buyer today.
Referencing at 30 times the monthly rent points to roughly £31,380 a year of household income for the average home; the affordability calculator shows 24× and 36× too.
Postcode districts in Rugby
Council tax bands, sold prices and build periods for each district — all CV postcodes.