Average Rent, House Prices and Buy-to-Let Yield in Ipswich (July 2026)
The average private rent in Ipswich is £993 a month (ONS, July 2026) and the average house price £219,070 (HM Land Registry, June 2026): a gross yield of 5.4%, ranked 38 of 316 local authorities.
Rent in Ipswich
The average private rent across all property types is £993 a month (+4.1% on a year earlier). The regional median in the East of England is £1,249.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £743 | £8,916 a year |
| 2 bedrooms | £913 | £10,956 a year |
| 3 bedrooms | £1,044 | £12,528 a year |
| 4+ bedrooms | £1,469 | £17,628 a year |
The bedroom ladder in Ipswich: one to two bedrooms adds 22.9% to the rent, two to three adds 14.3% and three to four-plus adds 40.7% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Ipswich
The average price paid is £219,070 (-1.1% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £389,553 |
| Semi-detached | £257,887 |
| Terraced | £203,484 |
| Flat | £127,415 |
Rents are outrunning prices in Ipswich. Rents moved +4.1% over the year against −1.1% for prices — a gap of 5.2 points that lifts the gross yield a buyer sees today. Ipswich ranks 147th of 316 local authorities for rent growth and 275th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Ipswich
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £913 | £127,415 | 8.6% | 7.5% |
| Terraced house | £1,044 | £203,484 | 6.2% | 5.7% |
| Semi-detached | £1,044 | £257,887 | 4.9% | 4.6% |
| Detached | £1,469 | £389,553 | 4.5% | 4.1% |
On these pairings the strongest gross yield in Ipswich is on flats at 8.6%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 5.4% (rent × 12 ÷ price) — rank 38 of 316 local authorities; the regional median is 4.2%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £29,790 a year for the average rent.
- EPC before 2030: 43% of EPCs lodged in Ipswich over the last year were below band C — the level a rented home needs by 1 October 2030 — with 37% at D (EPC ratings in Ipswich).
- Council tax: Band D in Ipswich is £2,468 for 2026/27, and the council charges a 100% second-home premium (council tax in Ipswich).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £993 supports a loan of about £149,417, which is 68.2% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Ipswich
- Yield calculator with £219,070 and £993 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £993 a month
- Rental income tax on £11,916 a year of rent
Nearest neighbours by yield, in the East of England
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| Norwich | £1,146 | £230,706 | 6% | +0.9% |
| Harlow | £1,518 | £313,338 | 5.8% | +4.2% |
| Watford | £1,823 | £396,385 | 5.5% | +3.4% |
| Stevenage | £1,436 | £323,429 | 5.3% | +4.2% |
| Peterborough | £1,003 | £237,846 | 5.1% | +4.1% |
| Luton | £1,221 | £289,790 | 5.1% | +2.4% |
All 316 areas ranked · council tax in Ipswich · EPC ratings in Ipswich.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£993 a month across all property types (ONS Price Index of Private Rents, July 2026), up 4.1% on a year earlier.
£219,070 (HM Land Registry UK House Price Index, June 2026).
About 5.4% gross on the averages — £993 rent against a £219,070 price — ranking 38 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 8.6% gross (£913 rent on a £127,415 price), against an England-and-Wales median of 7.5% for that type.
Rents +4.1% against prices −1.1% over the year — rents ahead, so yield is rising for a buyer today.
Referencing at 30 times the monthly rent points to roughly £29,790 a year of household income for the average home; the affordability calculator shows 24× and 36× too.
Postcode districts in Ipswich
Council tax bands, sold prices and build periods for each district — all IP postcodes.