Average Rent, House Prices and Buy-to-Let Yield in High Peak (July 2026)
The average private rent in High Peak is £928 a month (ONS, July 2026) and the average house price £252,980 (HM Land Registry, June 2026): a gross yield of 4.4%, ranked 168 of 316 local authorities.
Rent in High Peak
The average private rent across all property types is £928 a month (+6.7% on a year earlier). The regional median in the East Midlands is £857.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £619 | £7,428 a year |
| 2 bedrooms | £803 | £9,636 a year |
| 3 bedrooms | £982 | £11,784 a year |
| 4+ bedrooms | £1,418 | £17,016 a year |
The bedroom ladder in High Peak: one to two bedrooms adds 29.7% to the rent, two to three adds 22.3% and three to four-plus adds 44.4% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in High Peak
The average price paid is £252,980 (+5.8% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £435,877 |
| Semi-detached | £277,530 |
| Terraced | £213,127 |
| Flat | £143,573 |
Rents and prices moved together in High Peak — +6.7% and +5.8% over the year — so the gross yield on offer is roughly where it was twelve months ago. High Peak ranks 44th of 316 local authorities for rent growth and 59th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in High Peak
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £803 | £143,573 | 6.7% | 7.5% |
| Terraced house | £982 | £213,127 | 5.5% | 5.7% |
| Semi-detached | £982 | £277,530 | 4.2% | 4.6% |
| Detached | £1,418 | £435,877 | 3.9% | 4.1% |
On these pairings the strongest gross yield in High Peak is on flats at 6.7%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 4.4% (rent × 12 ÷ price) — rank 168 of 316 local authorities; the regional median is 4.2%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £27,840 a year for the average rent.
- EPC before 2030: 50% of EPCs lodged in High Peak over the last year were below band C — the level a rented home needs by 1 October 2030 — with 43% at D (EPC ratings in High Peak).
- Council tax: Band D in High Peak is £2,385 for 2026/27, and the council charges a 100% second-home premium (council tax in High Peak).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £928 supports a loan of about £139,636, which is 55.2% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for High Peak
- Yield calculator with £252,980 and £928 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £928 a month
- Rental income tax on £11,136 a year of rent
Nearest neighbours by yield, in the East Midlands
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| Bolsover | £710 | £188,025 | 4.5% | +5.5% |
| Broxtowe | £945 | £253,021 | 4.5% | −0.9% |
| West Northamptonshire | £1,078 | £292,754 | 4.4% | +3.2% |
| Gedling | £899 | £250,279 | 4.3% | +3.2% |
| Hinckley and Bosworth | £933 | £261,584 | 4.3% | +3.8% |
| West Lindsey | £744 | £210,732 | 4.2% | +10.9% |
All 316 areas ranked · council tax in High Peak · EPC ratings in High Peak.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£928 a month across all property types (ONS Price Index of Private Rents, July 2026), up 6.7% on a year earlier.
£252,980 (HM Land Registry UK House Price Index, June 2026).
About 4.4% gross on the averages — £928 rent against a £252,980 price — ranking 168 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 6.7% gross (£803 rent on a £143,573 price), against an England-and-Wales median of 7.5% for that type.
Rents +6.7% against prices +5.8% over the year — moving together, so yield is broadly stable.
Referencing at 30 times the monthly rent points to roughly £27,840 a year of household income for the average home; the affordability calculator shows 24× and 36× too.
Postcode districts in High Peak
Council tax bands, sold prices and build periods for each district — all S postcodes · all SK postcodes.