Average Rent, House Prices and Buy-to-Let Yield in Croydon (July 2026)
The average private rent in Croydon is £1,581 a month (ONS, July 2026) and the average house price £394,736 (HM Land Registry, June 2026): a gross yield of 4.8%, ranked 104 of 316 local authorities.
Rent in Croydon
The average private rent across all property types is £1,581 a month (+3.3% on a year earlier). The regional median in London is £1,962.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £1,264 | £15,168 a year |
| 2 bedrooms | £1,572 | £18,864 a year |
| 3 bedrooms | £1,856 | £22,272 a year |
| 4+ bedrooms | £2,665 | £31,980 a year |
The bedroom ladder in Croydon: one to two bedrooms adds 24.4% to the rent, two to three adds 18.1% and three to four-plus adds 43.6% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Croydon
The average price paid is £394,736 (-1.9% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £844,849 |
| Semi-detached | £541,751 |
| Terraced | £400,755 |
| Flat | £257,494 |
Rents are outrunning prices in Croydon. Rents moved +3.3% over the year against −1.9% for prices — a gap of 5.2 points that lifts the gross yield a buyer sees today. Croydon ranks 190th of 316 local authorities for rent growth and 288th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Croydon
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £1,572 | £257,494 | 7.3% | 7.5% |
| Terraced house | £1,856 | £400,755 | 5.6% | 5.7% |
| Semi-detached | £1,856 | £541,751 | 4.1% | 4.6% |
| Detached | £2,665 | £844,849 | 3.8% | 4.1% |
On these pairings the strongest gross yield in Croydon is on flats at 7.3%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 4.8% (rent × 12 ÷ price) — rank 104 of 316 local authorities; the regional median is 4.5%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £47,430 a year for the average rent.
- EPC before 2030: 39% of EPCs lodged in Croydon over the last year were below band C — the level a rented home needs by 1 October 2030 — with 34% at D (EPC ratings in Croydon).
- Council tax: Band D in Croydon is £2,600 for 2026/27, and the council charges a 100% second-home premium (council tax in Croydon).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £1,581 supports a loan of about £237,893, which is 60.3% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Croydon
- Yield calculator with £394,736 and £1,581 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £1,581 a month
- Rental income tax on £18,972 a year of rent
Nearest neighbours by yield, in London
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| Greenwich | £1,980 | £465,132 | 5.1% | +5.6% |
| Islington | £2,854 | £673,384 | 5.1% | +5.9% |
| Southwark | £2,431 | £582,473 | 5% | +3.8% |
| Enfield | £1,821 | £471,019 | 4.6% | +5.1% |
| Hammersmith and Fulham | £2,796 | £725,562 | 4.6% | +1.9% |
| Wandsworth | £2,620 | £680,105 | 4.6% | +3.9% |
All 316 areas ranked · council tax in Croydon · EPC ratings in Croydon.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£1,581 a month across all property types (ONS Price Index of Private Rents, July 2026), up 3.3% on a year earlier.
£394,736 (HM Land Registry UK House Price Index, June 2026).
About 4.8% gross on the averages — £1,581 rent against a £394,736 price — ranking 104 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 7.3% gross (£1,572 rent on a £257,494 price), against an England-and-Wales median of 7.5% for that type.
Rents +3.3% against prices −1.9% over the year — rents ahead, so yield is rising for a buyer today.
Referencing at 30 times the monthly rent points to roughly £47,430 a year of household income for the average home; the affordability calculator shows 24× and 36× too.
Postcode districts in Croydon
Council tax bands, sold prices and build periods for each district — all CR postcodes · all SE postcodes · all SW postcodes.