Average Rent, House Prices and Buy-to-Let Yield in Charnwood (July 2026)
The average private rent in Charnwood is £958 a month (ONS, July 2026) and the average house price £276,865 (HM Land Registry, June 2026): a gross yield of 4.2%, ranked 205 of 316 local authorities.
Rent in Charnwood
The average private rent across all property types is £958 a month (+4.0% on a year earlier). The regional median in the East Midlands is £857.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £677 | £8,124 a year |
| 2 bedrooms | £845 | £10,140 a year |
| 3 bedrooms | £1,027 | £12,324 a year |
| 4+ bedrooms | £1,472 | £17,664 a year |
The bedroom ladder in Charnwood: one to two bedrooms adds 24.8% to the rent, two to three adds 21.5% and three to four-plus adds 43.3% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Charnwood
The average price paid is £276,865 (+3.8% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £426,878 |
| Semi-detached | £270,436 |
| Terraced | £218,096 |
| Flat | £134,753 |
Rents and prices moved together in Charnwood — +4% and +3.8% over the year — so the gross yield on offer is roughly where it was twelve months ago. Charnwood ranks 150th of 316 local authorities for rent growth and 118th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Charnwood
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £845 | £134,753 | 7.5% | 7.5% |
| Terraced house | £1,027 | £218,096 | 5.7% | 5.7% |
| Semi-detached | £1,027 | £270,436 | 4.6% | 4.6% |
| Detached | £1,472 | £426,878 | 4.1% | 4.1% |
On these pairings the strongest gross yield in Charnwood is on flats at 7.5%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 4.2% (rent × 12 ÷ price) — rank 205 of 316 local authorities; the regional median is 4.2%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £28,740 a year for the average rent.
- EPC before 2030: 43% of EPCs lodged in Charnwood over the last year were below band C — the level a rented home needs by 1 October 2030 — with 37% at D (EPC ratings in Charnwood).
- Council tax: Band D in Charnwood is £2,406 for 2026/27 (council tax in Charnwood).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £958 supports a loan of about £144,150, which is 52.1% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Charnwood
- Yield calculator with £276,865 and £958 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £958 a month
- Rental income tax on £11,496 a year of rent
Nearest neighbours by yield, in the East Midlands
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| West Lindsey | £744 | £210,732 | 4.2% | +10.9% |
| Blaby | £994 | £282,918 | 4.2% | +6.1% |
| Newark and Sherwood | £813 | £233,902 | 4.2% | +4.9% |
| Bassetlaw | £720 | £210,596 | 4.1% | +1.6% |
| South Derbyshire | £879 | £258,672 | 4.1% | +4.4% |
| North Kesteven | £820 | £243,236 | 4% | +5.7% |
All 316 areas ranked · council tax in Charnwood · EPC ratings in Charnwood.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£958 a month across all property types (ONS Price Index of Private Rents, July 2026), up 4.0% on a year earlier.
£276,865 (HM Land Registry UK House Price Index, June 2026).
About 4.2% gross on the averages — £958 rent against a £276,865 price — ranking 205 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 7.5% gross (£845 rent on a £134,753 price), against an England-and-Wales median of 7.5% for that type.
Rents +4% against prices +3.8% over the year — moving together, so yield is broadly stable.
Referencing at 30 times the monthly rent points to roughly £28,740 a year of household income for the average home; the affordability calculator shows 24× and 36× too.
Postcode districts in Charnwood
Council tax bands, sold prices and build periods for each district — all LE postcodes.