Average Rent, House Prices and Buy-to-Let Yield in Bury (July 2026)
The average private rent in Bury is £969 a month (ONS, July 2026) and the average house price £238,446 (HM Land Registry, June 2026): a gross yield of 4.9%, ranked 96 of 316 local authorities.
Rent in Bury
The average private rent across all property types is £969 a month (+1.6% on a year earlier). The regional median in the North West is £816.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £686 | £8,232 a year |
| 2 bedrooms | £888 | £10,656 a year |
| 3 bedrooms | £1,064 | £12,768 a year |
| 4+ bedrooms | £1,559 | £18,708 a year |
The bedroom ladder in Bury: one to two bedrooms adds 29.4% to the rent, two to three adds 19.8% and three to four-plus adds 46.5% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Bury
The average price paid is £238,446 (+3.3% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £405,531 |
| Semi-detached | £266,129 |
| Terraced | £198,808 |
| Flat | £132,500 |
Prices are outrunning rents in Bury. Prices moved +3.3% over the year against +1.6% for rents — a gap of 1.7 points that compresses the yield for anyone buying now, while an owner already holding takes the capital growth. Bury ranks 276th of 316 local authorities for rent growth and 140th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Bury
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £888 | £132,500 | 8% | 7.5% |
| Terraced house | £1,064 | £198,808 | 6.4% | 5.7% |
| Semi-detached | £1,064 | £266,129 | 4.8% | 4.6% |
| Detached | £1,559 | £405,531 | 4.6% | 4.1% |
On these pairings the strongest gross yield in Bury is on flats at 8%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 4.9% (rent × 12 ÷ price) — rank 96 of 316 local authorities; the regional median is 4.9%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £29,070 a year for the average rent.
- EPC before 2030: 35% of EPCs lodged in Bury over the last year were below band C — the level a rented home needs by 1 October 2030 — with 31% at D (EPC ratings in Bury).
- Council tax: Band D in Bury is £2,555 for 2026/27, and the council charges a 100% second-home premium (council tax in Bury).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £969 supports a loan of about £145,806, which is 61.1% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Bury
- Yield calculator with £238,446 and £969 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £969 a month
- Rental income tax on £11,628 a year of rent
Nearest neighbours by yield, in the North West
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| Rossendale | £808 | £193,320 | 5% | +4.9% |
| Sefton | £935 | £225,433 | 5% | +5.5% |
| Lancaster | £815 | £199,762 | 4.9% | +6% |
| Rochdale | £844 | £210,083 | 4.8% | +7.5% |
| Wirral | £852 | £215,575 | 4.7% | +6.8% |
| Cumberland | £675 | £172,036 | 4.7% | +6.9% |
All 316 areas ranked · council tax in Bury · EPC ratings in Bury.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£969 a month across all property types (ONS Price Index of Private Rents, July 2026), up 1.6% on a year earlier.
£238,446 (HM Land Registry UK House Price Index, June 2026).
About 4.9% gross on the averages — £969 rent against a £238,446 price — ranking 96 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 8% gross (£888 rent on a £132,500 price), against an England-and-Wales median of 7.5% for that type.
Rents +1.6% against prices +3.3% over the year — prices ahead, so yield is compressing.
Referencing at 30 times the monthly rent points to roughly £29,070 a year of household income for the average home; the affordability calculator shows 24× and 36× too.
Postcode districts in Bury
Council tax bands, sold prices and build periods for each district — all BL postcodes · all M postcodes.