Average Rent, House Prices and Buy-to-Let Yield in Babergh (July 2026)
The average private rent in Babergh is £968 a month (ONS, July 2026) and the average house price £328,612 (HM Land Registry, June 2026): a gross yield of 3.5%, ranked 291 of 316 local authorities.
Rent in Babergh
The average private rent across all property types is £968 a month (+3.9% on a year earlier). The regional median in the East of England is £1,249.
| Property | Per month | Per year |
|---|---|---|
| 1 bedroom | £719 | £8,628 a year |
| 2 bedrooms | £919 | £11,028 a year |
| 3 bedrooms | £1,113 | £13,356 a year |
| 4+ bedrooms | £1,603 | £19,236 a year |
The bedroom ladder in Babergh: one to two bedrooms adds 27.8% to the rent, two to three adds 21.1% and three to four-plus adds 44% (England-and-Wales medians 27.3%, 20.9% and 40.9%). The biggest step here is three to four or more bedrooms — the size where an extra room earns most, and the first place to look when comparing a conversion against its cost.
House prices in Babergh
The average price paid is £328,612 (+1.9% on a year earlier).
| Type | Average price |
|---|---|
| Detached | £482,180 |
| Semi-detached | £309,393 |
| Terraced | £238,862 |
| Flat | £150,955 |
Rents are outrunning prices in Babergh. Rents moved +3.9% over the year against +1.9% for prices — a gap of 2 points that lifts the gross yield a buyer sees today. Babergh ranks 153rd of 316 local authorities for rent growth and 197th of 316 for price growth; the England-and-Wales medians are +3.8% and +2.8%.
Gross yield by property type in Babergh
| Type | Rent / month | Average price | Gross yield | E&W median |
|---|---|---|---|---|
| Flat | £919 | £150,955 | 7.3% | 7.5% |
| Terraced house | £1,113 | £238,862 | 5.6% | 5.7% |
| Semi-detached | £1,113 | £309,393 | 4.3% | 4.6% |
| Detached | £1,603 | £482,180 | 4% | 4.1% |
On these pairings the strongest gross yield in Babergh is on flats at 7.3%, against an England-and-Wales median of 7.5% for that type; the weakest is detached. Gross figures ignore service charges, which usually make flats the thinnest net yield of the four.
What that means for a landlord
- Gross yield 3.5% (rent × 12 ÷ price) — rank 291 of 316 local authorities; the regional median is 4.2%. Net yield is lower once mortgage interest, insurance, maintenance and voids come off.
- Tenant affordability: referencing at 30× means a household income of about £29,040 a year for the average rent.
- EPC before 2030: 55% of EPCs lodged in Babergh over the last year were below band C — the level a rented home needs by 1 October 2030 — with 34% at D (EPC ratings in Babergh).
- Council tax: Band D in Babergh is £2,342 for 2026/27, and the council charges a 100% second-home premium (council tax in Babergh).
Lender maths on the averages. At a 5.5% stress rate and 145% rent cover — the common buy-to-let convention — the average rent of £968 supports a loan of about £145,655, which is 44.3% of the average price. That falls short of 75% loan-to-value, so a buyer of an average home here needs a larger deposit or a stronger rent to pass the stress test. Both numbers are conventions rather than rules — change them in the stress test.
Run the numbers for Babergh
- Yield calculator with £328,612 and £968 already filled in
- Mortgage stress test at 75% LTV on the average price
- Rent affordability: the income a tenant needs to reference at £968 a month
- Rental income tax on £11,616 a year of rent
Nearest neighbours by yield, in the East of England
| Area | Rent | Price | Yield | Rent 12m |
|---|---|---|---|---|
| East Cambridgeshire | £1,035 | £344,211 | 3.6% | +0.6% |
| Broadland | £939 | £315,128 | 3.6% | +4.6% |
| Maldon | £1,143 | £384,348 | 3.6% | +4.4% |
| St Albans | £1,931 | £651,448 | 3.6% | +3% |
| North Norfolk | £864 | £300,273 | 3.5% | +5% |
| Uttlesford | £1,286 | £482,652 | 3.2% | +0.2% |
All 316 areas ranked · council tax in Babergh · EPC ratings in Babergh.
Rents: ONS, Price Index of Private Rents (average monthly private rent by local authority, July 2026). Prices: HM Land Registry UK House Price Index (average price, June 2026). Gross yield = rent × 12 ÷ price, our calculation. Contains public sector information licensed under the Open Government Licence v3.0; contains HM Land Registry data © Crown copyright and database right 2026. Rankings and medians are ours, across 316 local authorities.
Asked about this area
£968 a month across all property types (ONS Price Index of Private Rents, July 2026), up 3.9% on a year earlier.
£328,612 (HM Land Registry UK House Price Index, June 2026).
About 3.5% gross on the averages — £968 rent against a £328,612 price — ranking 291 of 316 local authorities. Net yield depends on your mortgage and costs.
Flats on our pairing: 7.3% gross (£919 rent on a £150,955 price), against an England-and-Wales median of 7.5% for that type.
Rents +3.9% against prices +1.9% over the year — rents ahead, so yield is rising for a buyer today.
Referencing at 30 times the monthly rent points to roughly £29,040 a year of household income for the average home; the affordability calculator shows 24× and 36× too.
Postcode districts in Babergh
Council tax bands, sold prices and build periods for each district — all CO postcodes · all IP postcodes.